Privacy Policy

When you engage with rinavestro's educational programs and services, we collect different types of information to provide you with the best learning experience and maintain our service quality.

Our website collects certain technical information to improve your browsing experience and help us understand how people use our services. This includes your IP address, browser type, device information, pages visited, and time spent on our site. We use cookies and similar tracking technologies — you can control these through your browser settings.

When you participate in our programs, we track your course completion, assessment results, and engagement with learning materials. This helps us monitor your progress and provide appropriate support throughout your educational journey.

We use the information we collect for specific purposes related to delivering quality financial education and maintaining our business operations. Here's what we do with your data:

Sometimes we need to share limited information with trusted partners to operate our business effectively. But we're careful about who we work with and what information we share.

We work with companies that help us deliver our services — payment processors, email service providers, hosting companies, and analytics tools. These providers only receive the information necessary to perform their specific functions and are contractually required to protect your data.

If you enroll in programs delivered in partnership with other educational institutions, we may share relevant information with those partners to facilitate your learning experience. We'll always let you know when this applies to a specific program.

We may disclose your information if required by law, in response to valid legal processes, or to protect the rights, property, or safety of rinavestro, our students, or others. This happens rarely, but we're obligated to mention it.

The Australian Privacy Act 1988 and the Australian Privacy Principles give you specific rights regarding your personal information. We take these rights seriously and have processes in place to help you exercise them.

Protecting your information is a priority. We implement appropriate technical and organizational measures to safeguard your data against unauthorized access, alteration, disclosure, or destruction.

While we take security seriously, no method of transmission over the internet is completely secure. We can't guarantee absolute security, but we do our best to protect your information using industry-standard practices.

We keep your personal information only as long as necessary for the purposes outlined in this policy or as required by law. Different types of information have different retention periods based on their purpose and legal requirements.

When we no longer need your information, we securely delete or anonymize it so it can't be associated with you. Some information may be retained in anonymized form for statistical analysis and service improvement.

Our website uses cookies — small text files stored on your device — to improve your browsing experience and help us understand how people use our site. You can control cookie settings through your browser.

Most browsers allow you to refuse cookies or alert you when cookies are being sent. Keep in mind that disabling certain cookies may affect your ability to use some features of our website.

Our services are designed for adults interested in financial education. We don't knowingly collect personal information from anyone under 18 without parental consent. If you're under 18 and interested in our programs, please have a parent or guardian contact us to discuss appropriate arrangements.

If we discover we've inadvertently collected information from someone under 18 without proper consent, we'll delete that information as quickly as possible.

Some of our service providers are located outside Australia, which means your information may be transferred to and stored in other countries. When this happens, we ensure these transfers comply with Australian privacy law and that your information receives adequate protection.

We only work with providers in countries with strong privacy protections or who have agreed to appropriate safeguards for your data. You can contact us for more information about where your data is stored and the safeguards we have in place.

We review and update this privacy policy periodically to reflect changes in our practices, technology, legal requirements, or business operations. When we make significant changes, we'll notify you by email or through a prominent notice on our website.

The "Effective Date" at the top of this policy shows when it was last updated. We encourage you to review this policy occasionally to stay informed about how we're protecting your information.

If you have concerns about how we handle your personal information, we want to hear from you. Please contact our privacy team first so we can try to resolve the issue directly.

If you're not satisfied with our response, you have the right to lodge a complaint with the Office of the Australian Information Commissioner (OAIC). The OAIC can be contacted at oaic.gov.au or by phone at 1300 363 992.